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FinTech, Blockchain & AI Strategy
Building AI-powered products, blockchain infrastructure, and digital banks.
CPO / Head of Product and AI strategy advisor with 15 years across banking, fintech, digital assets, product delivery, and regulated innovation.
15 years Banking, fintech, digital assets, and AI
0 to market Digital banks and regulated products launched from scratch
50 people Cross-functional teams and stakeholder ecosystems
AI in production Agents, RAG, scoring, fraud detection, and LLMOps
Latest essays
Long-form thinking on AI strategy, digital banking, blockchain infrastructure, and regulated product delivery.
AI Isn't Killing Entry Level Jobs. It's Killing the Career Ladder Those Jobs Were Built On
Over 500 million young people under 24 are already in the labor force. A third work in occupations where AI is reshaping tasks right now. But the real paradox: 68% became more productive, while 45% work longer hours. A look at why entry level is no longer the first rung of the career ladder, and what that means.
The Twilight of Chatbots: Why Your AI Workflow Is Already Obsolete
You stopped being surprised by what seemed like science fiction yesterday. We are inside an exponential curve, and the real shift is not in the models, but in how we work with them. From dialog with chatbots to managing agents, from prompt engineering to domain expertise.
Work Rhythms: What Anthropic Learned From Millions of Claude Sessions
What happens when a company sees every session of its model not in weekly snapshots but continuously, hour by hour? Anthropic delivered an X-ray of daily life: recipes at 6 p.m., tax filings the day before the deadline, late-night work by marketers, and the hope that AI will take the drudgery and leave the meaning to humans.
Executive CV
I build digital banks, fintech product portfolios, AI-agent workflows, compliance automation, and blockchain infrastructure in regulated environments.
2013 FidoWallet
2019 O.Bank
2023 Xwork / NAPP
Now AI + FinTech Strategy
Selected projects
2019 - 2023
O.Bank (Idea Bank)
Product Owner / Project ManagerBuilt a digital neobank from zero to 12 product lines with two-week zero-downtime releases.
- 45% organic month-over-month growth
- 60%+ retention
- 4 years without critical pentest incidents
2013 - 2015
FidoWallet
Project Manager, Mobile BankingRebuilt onboarding and key transaction flows for a mobile bank serving 500k customers.
- 500k customers
- +80% transaction volume
- +60% customer base
2023
Xwork
Product OwnerLaunched an NFT marketplace for digital creators with fiat entry points and smart-contract royalty distribution.
- 18% first-mint conversion
- 5x lower average gas cost
- +40% mint volume
2023 - 2024
NAPP + Uzinfocom
Blockchain AdvisorAdvised on digital assets, national blockchain architecture, RWA tokenization, Token.uz, and VASP categorization.
- RWA regulatory framework
- VASP licensing rules
- +54 positions in Chainalysis index context
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