CPO / Head of Product | AI Strategy Advisor

I build digital banks, fintech product portfolios, AI-agent workflows, compliance automation, and blockchain infrastructure in regulated environments.

Sergey Skabelkin
Sergey Skabelkin CPO / Head of Product

What I build

Digital banks from zero to market
AI agents for compliance, KYC, AML, and operations
Blockchain infrastructure and RWA tokenization
Fintech product portfolios, scoring, payments, and fraud detection

Experience timeline

  1. FinTech Cluster of Ukraine

    Co-founder / FinTech Expert

    Built an ecosystem connecting IT, banks, fintech startups, regulators, developers, founders, VC, and PE communities.

  2. NAPPA + Uzinfocom, Uzbekistan

    Blockchain Advisor

    Advised on digital assets, national blockchain architecture, RWA tokenization, Token.uz, and transparent VASP licensing rules.

  3. Xwork, Cyprus

    Product Owner

    Led product vision, roadmap, backlog, creator research, fiat onboarding, smart-contract royalties, and marketplace economics.

  4. O.Bank (Idea Bank), Kyiv

    Product Owner / Project Manager

    Built a digital neobank from zero to 12 product lines with CI/CD, product delivery, risk control, vendors, and growth loops.

  5. Innovation Garage, Belarus

    CEO / Product Owner

    Launched a banking innovation accelerator, managed a 20+ team, startups, stakeholders, roadmap, and pilot products.

  6. Datarius Cryptobank, Costa Rica

    Product Owner

    Coordinated a 30+ team building a non-custodial cryptobank, exchange services, DeFi lending, deposits, cards, AML, and KYC.

  7. FidoWallet (Fidobank), Kyiv

    Project Manager, Mobile Banking

    Rebuilt mobile banking onboarding, P2P payments, and transaction flows for a 500k customer wallet.

AI & Automation

AI experience is separated as a core capability: practical systems for banking and fintech operations, not sandbox experiments.

Tools

Claude CodeOpenAI CodexLangChainLlamaIndexUnstructuredHermes AgentOpenClawn8nMakePlaywrightChromaPineconeMLflowPromptfoo

Education

Master, Intellectual Property Management, Ukrainian Engineering Pedagogics Academy, 2005

6.S191: Deep Learning, Massachusetts Institute of Technology, 2025